FDIC Insured Equal Housing Lender 256-bit Encrypted 24/7 Member Support
Help & Support

Frequently Asked Questions

Answers to the questions we hear most from members. Can't find what you're looking for? Reach out any time.

Getting Started

Click "Get Started" from any page, fill in your personal details, verify your email, and set up your password and transaction PIN. Most accounts are ready to use in under ten minutes.

You'll need a valid email address, phone number, and a government-issued form of identification for verification once your account is active.

No — our everyday checking and savings accounts have no minimum opening deposit and no minimum balance requirement.
Security

Cash deposits are FDIC-insured up to the standard maximum, and every transaction is protected with 256-bit encryption plus 24/7 fraud monitoring.

Use the "Forgot password?" link on the sign-in page. We'll email you a secure reset link that expires after 60 minutes and can only be used once.

Yes — you can freeze or unfreeze your card instantly from your dashboard if it's ever lost or misplaced.
Fees & Accounts

Our everyday checking account has no monthly maintenance fee. Some specialized accounts and services may carry fees, always disclosed clearly before you sign up.

You have access to over 55,000 fee-free ATMs nationwide through our network.
Support

Our team is available 24/7 by phone, or you can reach us any time through our Contact page.

You can find our full Terms of Service and Privacy Policy linked in the footer of every page.

Still have questions?

Our support team is here to help, day or night.

Contact Us